Glass Computer Desks and the New Style of Modern Offices

Glass computer desks are sleek, well-designed, professional-looking computer desks for modern offices. Apart from looking great, they are just as functional as wood or metal computer desks. They accommodate all the benefits of regular computer desks like flexibility, versatility, and style, and they are ideal for office as well as home use.

Glass computer desks can be made to fit any room and budget. Glass desks are usually made with durable materials comprising of environment-friendly blue tempered glass and are supported by strong, power-coated, heavy-duty steel frames. In many models, the monitor table can be adjusted to any angle and height for optimal comfort. In addition, some glass computer desks are equipped with a built-in anti-glare tinted glass for reduced eye strain. Many models will have metal inserts pre-drilled for easy assembly and disassembly. Most are also accompanied by a manual that contains comprehensive instructions for assembling or disassembling the unit.

The most striking feature of glass computer desks is their beautiful design and look. They are just as convenient as regular computer desks. They are also provided with adjustable, modular attachments for convenience and flexibility. Besides, they can be shaped like corner computer desks to optimize floor space or to make use of unused corners.

Glass computer tables can accommodate computer peripherals as well as additional accessories like the CD ROMs, printers, scanners, and modems. They are also being designed as per requirements for attaining ideal height, width, and storage space. In addition, ergonomics is not compromised when shelves are modeled for easy access all accessories.

Article Tags: Glass Computer Desks, Glass Computer, Computer Desks

Get Private Mortgage Insurance

Buying a house doesn’t have to be as impossible as it seems. Traditionally, the criteria for buying a house has boiled down to three things: your credit rating, income, and a down payment. The common ...

Buying a house doesn’t have to be as impossible as it seems. Traditionally, the criteria for buying a house has boiled down to three things: your credit rating, income, and a down payment. The common belief among most hopeful home buyers is that they have to meet all three criteria to buy a house. That is to say that the buyer must have a good credit rating, substantial income level, and have savings for a down payment on a house. This common belief is not necessarily the case anymore. For the most part, anyone that meets two of the three criteria is qualified to buy a house today.

As you might have guessed, to get the best mortgage rates, you will need to meet all three of the requirements. If you don’t meet these criteria, you can still buy a house, you just won’t receive as good of a mortgage rate as your neighbor down the road who has squeaky clean credit, a good job, and money for a down payment. In lending to consumers that only meet two of the three criteria, mortgage lenders are able to mitigate their risk by increasing the interest rates or by ensuring the buyer has private mortgage insurance.

Private Mortgage Insurance is an interesting new insurance instrument that helps many first time home buyers qualify for a mortgage loan. When you purchase private mortgage insurance you pay a premium, and in return the provider of the private mortgage insurance agrees to back your mortgage loan. If for some reason you are unable to meet the mortgage payments, the mortgage lender will foreclose on your house and liquidate the asset into cash. Should the sale of the house not bring in enough cash to cover the remaining balance of the mortgage loan, the private mortgage insurance provider will cover the difference.

Thus private mortgage insurance helps you get the mortgage loan you are seeking and the bank will fill more comfortable since much of the default risk on the loan is eliminated due to the private mortgage insurance. In other words, should the mortgage lender have to foreclose on the home, they will get the money due to them one way or another, whether it be entirely through the sale of the house or should it involve collecting from the private mortgage insurance provider.

As a potential home buyer, the details of a private mortgage insurance shouldn’t concern you too much. The most important thing to remember is that private mortgage insurance helps you get around the requirement of having a down payment. You will of course pay a premium for having private mortgage insurance, but most view this expense as well worth it when they consider how long it would take to save up enough to make a substantial down payment.

If you are interested in buying a home and don’t think you qualify, ask your lender what your options are. Besides private mortgage insurance, there are other ways to help you qualify for mortgage loan so you can finally move into a house and start building your own equity. For instance, a piggy back loan might help you meet the requirements for a mortgage. Now that you know you have more options than you thought, do some more research and figure out what will work best for your situation.

Get Focused Now: 10 Essential Questions

If you feel like life is passing you by, take a look in the mirror and say hello to your biggest opponent. Tell yourself the honest truth. Are you where you planned to be five years ago? Do you have all the fame, fortune, and success that you can handle? If not, roll up your sleeves and get to work. Don’t put your life on hold a minute longer waiting for New Year’s Eve to roll around! Answer these ten questions and create the life you deserve.

1. What do you want? Sounds like an obvious question but you’d be surprised at how many people simply don’t know the answer. Take five minutes and write a list of anything and everything you want. Then rank them in order of importance, taking into account that some desires might seem more important than others, but that certain things need to happen first. For instance, you might feel that owning your own home is the most important item, but you actually need to work on getting out of debt first. Next, take each item and answer the following questions.

2. Why do you want it? Consider carefully what motivates you towards this goal. Is this project your lifelong dream or something that your parents or society pushed onto your shoulders? Make sure you want it for the right reasons and not simply because it’s something you think you should want.

3. What’s the pay off? Write a list of all the benefits of reaching your goal, both emotional and physical. Can’t come up with much? Reconsider why you want this goal at all. This list will play an important part in keeping you motivated and focused when the initial excitement about this project wears thin.

4. What needs to happen? Keep the pen and paper out. Write a list of every conceivable task that needs to happen to reach your goal. Get as specific as possible down to the last detail.

5. Who needs to know? Don’t keep your goal a secret and don’t do all the work alone. Computers and the Internet make it possible to turn into a “lone ranger” who relies only on him or herself to get the job done. Not only will this increase your chances of quitting (it’s not a failure if no one knows about it), it makes your job ridiculously and unnecessarily difficult.

6. When will you do this? Another moment of truth—setting the deadline. You’re not writing anything in stone, so don’t freak out! After looking at your task list and considering who will help, estimate how long it will take to reach your goal. Note, studies show that people respond better to a shorter window of time. When the due date is too far off, it’s easy to procrastinate and lose the motivational energy needed to push the project through to completion.

7. Why will you succeed? Everybody has strengths and weaknesses. Where do you shine and excel? You want to spend 80% of your time utilizing your strengths, whether that’s organization, creativity, or negotiation. Next devote 15% of your time to learning and research and the final 5% on your weaknesses. Most importantly, know why you will succeed now at what you have never reached in the past.

8. Why will you fail? If you failed in the past because of fear, it’s likely that the same fear will trip you up again. Take a bold look at the obstacles that have foiled you time and again and devise strategies to avoid, disable, or defeat them.

9. Who holds you accountable? You absolutely need someone in your corner to cheer you on and also to make sure you stay on track. Find someone positive who believes in you and give him the power to check on your progress. Consider hiring a professional life coach or consultant who can give you non-judgmental support and a kick in the pants at the same time.

10. How will you stay inspired? Chances are that the road might not run as smoothly as you would like. Things will go wrong. Results might trickle rather than flood to your door. Devise some tricks to help you stay motivated when the honeymoon is over. Post your pay off list where you can read it daily. Draw or cut out a picture of what this goal represents and combine it with a picture of you at your best. Add a daily reminder to your virtual calendar, cell phone, or refrigerator door to help you stay focused.

Answer these questions honestly and become your best asset instead of your biggest liability. The future begins today if you have the courage to envision and reach for it.

Geriatric Care for Florida-based Parents

Olga Brunner is founder of A Good Daughter, Inc. (www.agooddaughter.com) located in Margate, Florida. Brunner is certified by the Society of Certified Senior Advisors, the international organization t...

Olga Brunner is founder of A Good Daughter, Inc. (www.agooddaughter.com) located in Margate, Florida. Brunner is certified by the Society of Certified Senior Advisors, the international organization that has trained over 20,000 professionals in all fifty states.

Brunner has a number of clients whose adult children reside on Long Island, with parents living in South Florida who require eldercare attention. According to Brunner, “It often creates a unique challenge to find and manage the caretaking when adult children live so far away.” Brunner has become the professional leader in meeting the key needs and issues concerning senior citizens in Broward and Palm Beach counties.

Two thirds of all people who live past the age of sixty-five are alive today. In the United States seniors number 35.6 million and will continue to increase, leading a shift in population distribution by age. This demographic shift requires and educated response in how professionals work with the challenges and opportunities seniors face.

A Good Daughter is the leading senior care advisory organization in Broward and Palm Beach counties. Long Island children of senior parents have a resource in Olga Brunner and A Good Daughter.

Olga Brunner

www.agooddaughter.com

800-963-3877

Geoff Alexander Interview

An impending redundancy from his well paid corporate job in the banking industry left Geoff Alexander pondering his career direction. Rather than apply for other corporate roles, he used the experience as a catylst to follow his entrepreneurial aspirations.

In October 2004 he established his own marketing company. Out of that he spawned the idea for a separate online company called BeautyandHealth.com...

The Interview.

DS: What inspired you to quit your well paid corporate job and set up the Beauty and Health Ltd?

GA: Well, I had been growing restless for some time, and had been evaluating various opportunities outside my ‘day job’; when notified that my position was going to become redundant, this seemed like the perfect time to ‘go it alone’. Beauty and Health was one of a several ideas that were brought to fruition as a result.

DS: Did you have any help setting up Beauty and Health Ltd or were you going it alone?

GA: I sought advice from numerous areas and read extensively. I still own 100% of the shares.

DS: What was the biggest challenge you faced in bringing your idea to fruition? How was it overcome?

GA: One of the biggest challenges was the steep learning curve for the everyday practicalities for setting up and running a business, and having to re-learn and apply marketing techniques to the online world.

DS: What makes you most proud about your achievements with Beauty and Health Ltd?

GA: I think the fact that, from scratch, I learnt to build, market, and run an online business.

DS: How did you actually fund your business to get it off the ground?

GA: I set up the company using savings and redundancy compensation.

DS: What attributes make a successful entrepreneur?

GA: A dream or goal, desire, self-belief, tenacity, ability to learn, adaptability, resourcefulness…. to name a few!

DS: What do you believe are the necessary elements for a business venture to succeed?

GA: Timing is important, but you need to have USP’s (Unique Selling Points) and a hungry market. Then you need have to have sufficient resources, or else find out how you can access the specific resources that you need to make it work.

DS: How essential do you see a University education in acheiving success as an entrepreneur?

GA: I would say that it is not essential to have a University education to be an entrepreneur; you only have to look at the Rich List or the number of dropouts that have made fortunes! However, having completed an MBA at one of the top schools in Europe, I would have to say that it has given me essential knowledge, confidence and very good contacts.

DS: What are the three most important lessons you have learned about business and entrepreneurship?

GA: There are many lessons that I have learned since taking the plunge, so to name only three is difficult – but amongst the most important are definitely: 1) you HAVE to have a deep belief in yourself and be persistent…if something doesn’t work out as planned, modify your approach; 2) Be prepared for the unexpected! Often success is determined by the amount of uncertainty you are able to cope with; 3) be flexible in your approach to dealing with problems as they arise – the higher your goals, the more obstacles you will need to overcome.

DS: What advice would you give to an aspiring entrepreneur?

GA: You really have to believe in yourself – even when those around you doubt you or knock your ideas. Then you need to be persistent, and willing to learn from your mistakes, and more importantly, from others’ mistakes.

DS: What's the number one book you would you recommend to aspiring entrepreneurs?

GA: I have read many books that have inspired me, but for an all-encapsulating book I would recommend would be ‘Think and Grow Rich’ by Napolean Hill.

DS: What memorable mistakes, if any, have you made in business? What did you learn from them and how can they be avoided?

GA: As an entrepreneur, it is easy to think that you have to do everything yourself – however there will always be someone more specialised in each discipline you will need to address as a business owner. The trick is to discover how to obtain the maximum output for minimum input, or to become increasingly efficient as time goes on.

DS: What are the best and worst things about being an entrepreneur?

GA: The best thing about being an entrepreneur is the immense sense of freedom that you have – the downside to this of course is that whether you succeed or fail is largely down to you!

DS: Are there any other thoughts, insights, or advice for aspiring entrepreneurs that you’d like to add?

GA: Though it sounds like a cliché, I would say that you have to have a clear idea of your short, medium and ultimately ‘long term’ goals – this will give you direction and focus when the inevitable curveballs are thrown your way!

Generating Sales Leads

Any company that relies on selling a product or service needs strong sales lead generation. A sales lead is a prospective customer. Businesses try to get as much information about their sales leads as possible.

They need to find out what makes this person a potential buyer of their product. Many sales-based businesses develop lists of potential customers. They use different tactics to come up with these lists. Some of the most common methods of customer lead generation are referrals, telemarketing, and advertising.

Referrals come from many sources. They can come from other businesses, referral services, or from current customers. Companies in a particular field may refer clients to one another. For example, an auto mechanic that specializes in transmissions may refer customers to another mechanic who mainly deals with electrical problems. It is very uncommon for competing businesses to do this, but companies that offer different products in the same field do it quite often. Some businesses exist solely to provide other companies with lists of prospective clients. These businesses are called list services, and they can be a great help in customer lead generation. These services compile lists for other businesses to be used for direct mailing, telemarketing, or business-to-business sales. On a more personal level, satisfied customers may tell their friends and family to buy from a particular business. Good word of mouth can be the best sales lead generator.

Telemarketing is another widespread sales lead generation technique. This often involves someone cold calling people to tell them about their products. Telemarketing has a high rate of failure, as many people do not like receiving unsolicited phone calls. If some people do respond positively, then the telemarketing is a success. Telemarketers benefit greatly if they have a list of referrals to call. This way they are not making purely cold calls, greatly increasing their chances of success.

Advertising is another way to generate leads. Any type of advertising, be it radio, print, or billboard is great for letting potential customers know what products a business offers. Advertising itself has become a huge business. Some of the most successful companies in the world are advertising firms.

Customer lead generation is one of the most important parts of sales. Salespeople are much more successful if they have an idea of who may be interested in buying their product.

Article Tags: Customer Lead, Lead Generation

Generating Leads Through Telemarketing

Telemarketing is one of the most common ways that a business can generate leads. It is a versatile approach. Lead generation telemarketing can be inbound or outbound, meaning that systems use prerecorded messages and can dial either random numbers or numbers from an imported list.

Telemarketing is one of the few lead generation techniques that is flexible enough to be immediately adaptable to new situations. The telemarketer can answer questions or provide additional information as needed in response to the potential customer’s comments. Also, while prospective buyers may ignore direct mail or advertisements, they will not ignore a ringing telephone. Once the person answers the phone, a good telemarketer can generate a lead.

Inbound lead generation telemarketing involves the prospective customer calling the company to find out about their products or services. This is the best kind of lead generation telemarketing because the potential buyer has already shown interest by making the call. It is then up to the telemarketer to say the right things in order to retain the prospective buyer’s interest. Often, people will call for information about certain products or to see if there are any sales or discounts available. It is up to the telemarketer to be able to provide the caller with all of the necessary facts that the caller asks for.

Outbound telemarketing is less successful than taking inbound calls. It is difficult because it often involves what is called cold calling. This is when a lead generator makes an unsolicited call to a potential customer. The person has no idea who is calling them or why. A high percentage of people react badly to being cold called. It takes someone with great communication skills and the ability to handle rejection to make a successful cold caller. Other times, the callers are equipped with a list of potential leads. The caller’s responsibility is then to verify that the person is indeed interested.

Another option for lead generation telemarketing is to use a lead generation system. Lead generation systems are machines programmed to dial phone numbers and deliver a recorded message when the phone is answered. Many people hang up on these machines, but they are a cost effective way to generate leads. Some lead generation systems can be given a list of potential leads to call, thus increasing the chance of success.

Lead generation telemarketing is a great, flexible, adaptable way to gain new customers. People with good communication skills are often very good at this type of work.

Generate Word of Mouth in Six Steps

Do you want a low cost way to generate more customers for your business? This article provides six simple steps to get customers to come to you.

Let me ask you a simple question - do you want your customers to say positive things about your business to other people? I bet you do, because as we all know "word of mouth" is one of the most effective and low cost ways to find new customers. And the most effective way to generate"word of mouth" is to provide extraordinary customer service.

Remember - the difference between ordinary and extraordinary is just that little bit "extra." So what is that little bit extra?

I recently decided that I needed a new pair of training shoes. I was suffering from sore calves after exercising and put it down to the state of my shoes. (And before you say anything, there's no way I'm putting it down to old age).

A visit to a local sports shoe store resulted in me walking up and down the length of the store in my bare feet with my suit trousers rolled up to the knee. Two sales assistants were sitting on the floor watching my progress.

After much discussion between us they recommended two pairs of shoes that I should try. New shoes were purchased; no more sore calves and I told you it wasn't old age.

These sales assistants provided that little bit "extra."They made me feel important, they were warm and friendly, they responded to what I had to say and they listened to my complaints about my aching muscles. I've now recommended that sports shoe shop to several people.

Research tells us that customers want two basic things from a supplier: -

Firstly, they want quality core service. - In other words,they expect your product or service to work, to do what you say it'll do. (However, do this alone and you'll only provide "ordinary" service).

Secondly, they want friendly caring service - They want to be acknowledged, to feel that someone is interested in them as an individual and that they're cared about. (This is what provides that little bit "extra").

Here are Six Steps to add that little bit extra and generate word of mouth:

1. First impressions are vital - It therefore makes good sense to consider what you look like and sound like. In a face to face situation it's important to make eye contact and smile. On the telephone, it's not what you say as an initial greeting that matters, but more important, how you say it.

2. Warm and friendly - This is what most people want and it makes your life easier too.

3. Use names appropriately - A person name is one of thewarmest sounds they hear. It says that you have recognised them as an individual.

4. Respond - If a customer says something, the intention was for you to hear it. And if you hear it, it's a good idea to acknowledge it.

5. Actively listen - When you think about it, most people aren't very good listeners. We'd all rather be talking. You have to work hard at listening particularly if you want to let the other person know that you care. Many people listen but don't show that they're listening. You've got to do all the nodding head stuff and look like you're interested. And remember over the phone; occasionally make some indication that you're still there.

6. Close positively - At the end of an interaction it's a good idea to make a positive statement on a business level and a personal level. Say something like - "If you have any further problems then please phone me on this number and I'm sure you'll enjoy your holiday next week."

Make no mistake about it, providing friendly caring service creates that little bit extra and generates word of mouth for your business

Article Tags: Generate Word

Gehring Goes Live with ETO ERP Encompix in Just Six Months

In Six Months Gehring LP Goes Live with ETO ERP Encompix. A full service machine tool operation in Farmington Hills, Michigan

Established in 1976, Gehring L.P. launched its North American operations in Farmington Hills, Michigan.

The 50,000 square foot facility provides a full service machine tool operation, engineering and assembly of custom precision honing machines, comprehensive research and development services, contract honing services, tooling re-work services, a highly skilled team of service technicians, spare parts and in-house manufacturing of super-abrasives by another Gehring Group member, Diato L.P.

After a six-month implementation Gehring L.P. went live on Encompix, the nation’s leading ETO (Engineer-to-Order) ERP system. The implementation or champion team was comprised of eight representatives from each department, including both end-users and managers. As with most successful implementations, the president was heavily involved and committed to the project's success.

Adrian Mitrea was the project manager for the Encompix implementation. According to Mitrea, "We are seeing a streamlining of our processes with better communication between departments. Our people can see the whole process and not just their piece. They now understand the effect their work has on downstream operations, and we now have the discipline to make things happen the right way. This is a direct result of having a single, integrated system."

According to TR Cutler, spokesperson for the ETO Institute (www.etoinstitute.org), “This Gehring implementation is indicative of the type of efficiency process many ETO manufacturers are completing to stay competitive in a global economy.”

Encompix (www.encompix.com) has filled the manufacturing software requirements of Engineer-to-Order companies since 1992. The company name reflects the commitment to developing business application solutions that encompass the complex areas of project-based and job-based manufacturing.

Encompix provides ETO manufacturers with a competitive advantage by improving bottom line results.

Encompix

www.encompix.com

513-733-0066

Furnishing Your Home Office

There are a wide variety of choices when looking to find the perfect home office chair. It is quite possible to find a chair that offers good ergonomic support and also perfectly matches your home office décor.

It is most important to find a chair that it is comfortable for the user. Many chairs feature adjustable parts that enable an individual to attain maximum seated comfort. Good lumbar support helps to prevent discomfort or injury as a result of sitting for a long period of time. A thick cushioned seat is an important feature when selecting a home office chair. It is much easier to be productive in a home office if one is free of the aches and pains that can be associated with being seated.

Once a home office chair is selected, be sure to read and understand the instruction manual that accompanies the purchase. The manual will offer suggestions on how to make appropriate height adjustments to the seat, arm rests, and back support. It is critical to make the proper adjustments for your individual body type to attain proper sitting posture while working. Maintaining a proper sitting posture increases productivity and helps to prevent back strain and possible injury. An additional feature that may be added to a home office chair is a tilting head support that can help to reduce neck strain. If the adjustment mechanisms seem to be faulty, the chair should be returned or replaced.

A home office chair with a sturdy five-prong, swivel base will allow a user to easily turn the chair as needed to multi-task. Quality castors will also allow the chair to glide effortlessly across the floor when necessary. Remember to choose a home office chair that offers comfort and support first. Once these criteria are met, you can choose a color that it matches your new curtains.

Article Tags: Home Office Chair, Home Office, Office Chair

Fueling The Ideal - Marketing With Articles

It's that time of year again ... pages of backpacks, notebooks and back-to-school clothing fill every circular that hits your mailbox. And you're off to the races ... the races being the mall, p...

It's that time of year again ... pages of backpacks, notebooks and back-to-school clothing fill every circular that hits your mailbox. And you're off to the races ... the races being the mall, plus every other store in between.

You're in the same spot you were last year this time, getting ready to head off to work while your kids head off to school. Back to hugging them goodbye in the morning and seeing them just long enough in the evening to say I love you and tuck them in.

Wouldn't it be fantastic if the easier schedule of the summer lasted all year long? No more spending all your hours away from your kids just to earn enough money to cover the essentials and pay daycare?

Take it from someone who knows both sides of the deal here and believe that there's no time like right now to make the transition from the regular grind to working from home. As the proud Mom of a 2005 honors graduate who's heading off to college soon, I know first hand what a major impact working from home has had on his success.

When my son was very young, I worked a full-time job away from home, plus at least one part-time job on weekends. This meant that my son was in daycare while I worked. As a single parent who didn't receive child support (for years) though, I had no other choice.

A few years later in the 1990's, I decided there had to be a better way so I started a part-time medical billing service from my home. This allowed me to give up the outside part-time job and gave me the practical means of earning the much-needed income. Best of all, it gave me the priceless opportunity to take care of my son while I worked. I quickly saw that I was onto something great here ... what a concept!

I moved from the east coast to California with my son in 1995 where my first full-time job was with a consulting firm co-owned by a professional speaker. After some negotiations with my boss, we entered into an agreement by which I would work mornings in the office, leave to pick up my son from school in the afternoons and work from home the rest of the day. It worked out incredibly well ... so well in fact, that in 2000, I decided to leave the consulting firm and start my own full-time home based virtual assistant business.

Starting from scratch, I knew that gaining exposure for my business was essential if I wanted to be successful in my new venture. I also knew that traditional forms of marketing are very expensive and quickly gobble up the profits, particularly in the early stages. However, I also remembered a technique that I used successfully for my former employer.

Besides being a consultant and professional speaker, he was also an author, so his goals included increasing his number of speaking engagements and selling more copies of his books. He hoped to accomplish these goals by establishing himself as an expert in his industry, which meant having his work published by every major magazine in his field.

Committed to accomplishing his goals, he gave me a list of those publications, so I drafted a query letter based on one of his story ideas and e-mailed it to the editor of one of the magazines. The editor responded in short notice and offered my employer an article assignment. They published my boss's article soon afterwards and featured it on the cover of the magazine, producing an onslaught of calls to the office!

Writing and submitting that one article produced several paid speaking engagements. This new marketing intrigue fascinated me, so I fine-tuned my article submission process creating logs and checklists, and within a few months, my boss had accomplished his goal of publication in every magazine on his list!

Even online and in-print publications we hadn't contacted began calling and e-mailing in request of articles. The results of writing and submitting articles was so successful that we put other major marketing techniques on hold so my boss could travel to his paid speaking engagements.

As my interest and experience grew in this area of marketing, I knew that if it worked for my boss that it would work for other professionals as well. Soon, I was earning over half my income handling article submissions for other professionals.

Then I realized that if this technique worked for other professionals that it would work for me too in building my own business. And it has worked for me!

This same marketing technique, which I call marketing with articles, has been the success behind my own business. I've used it to expand my client base and build my virtual assistance business into a solid income-generating company, which has allowed me to work full-time at home for the past five years. As my son is getting ready to leave for college, my personal goal now is to help other parents be successful in achieving their career goals while living the dream of staying home with their children.

The concept of marketing with articles does not require a professional writer. Anyone can be successful in building their business and gaining credibility as an expert in their industry or area of expertise by writing and submitting free reprint articles to online and in-print publications. The key to success is in reaching your target audience with resourceful information that is valuable to them.

Editors of both online and in-print publications are in constant demand of quality content for their readers. They have a continuing need to publish content that appeals directly to their target audience, which is where you come in. By writing and submitting free reprint articles to publications that reach readers in your market, you have the opportunity to establish yourself as an expert and gain a generous amount of exposure for your business.

True, you aren't earning money for actually writing the articles, but you are earning a huge payoff here. Not only do you establish your credibility as an expert in your industry or area of expertise, but you earn significant exposure for yourself and your business. Most editors will include your byline with your articles, which gives you the opportunity to include your name and contact information, plus the URL of your web site. Readers come to recognize your name and relate it with certain topics. The more articles you write and submit, the more exposure you gain!

The marketing with articles technique helped turn my dream of working from home full-time into a precious reality that has made a positive impact for both my son and me. As he goes off to college, he'll be leaving with all the benefits of having had a mom who found a way to support him financially without the high cost of being away from him all day. Me, I'll have the benefit of knowing that the bittersweet wind I'm putting beneath his wings comes from my deepest desires for his complete success!

(c) 2005, Davis Virtual Assistance. Reprint rights granted to all venues so long as article and by-line are reproduced intact with links made live.

Article Tags: Away From, Working From, From Home, Would Work, Other Professionals

Friction favors the defense because An attack takes time

One of the reasons the defensive form of warfare is so strong is the difficulty of launching a surprise attack. “In theory,” says Clausewitz, “surprise promises a great deal. In practice, it generally...

One of the reasons the defensive form of warfare is so strong is the difficulty of launching a surprise attack. “In theory,” says Clausewitz, “surprise promises a great deal. In practice, it generally strikes fast by the friction of the whole machine.”

In theory, the 1916 battle of the Somme was going to be a surprise attack. But after moving a million men into position and waiting a week for the artillery to do its job, the Allies were left with little surprise.

The larger the operation, the less the surprise. A small company might be able to surprise a big company with a new product. But Ford is unlikely to pull any fast ones on General Motors. The friction of the whole machine gets in the way.

When you look at case histories of leaders who were taken by surprise, you usually find they had ample warning. Leader gets overrun when they ignore those warnings or pooh-pooh the efforts of the competition.

In Mein Kampf, a book that sold some 10 million copies Hitler told England and France exactly what he intended to do. A decade later he did it.

An attacker in a military campaign not only tends to sacrifice surprise but also wastes time in bringing the forces into action. Because of logistics problems, it can be days or weeks before the full force of an attack is felt by a defender-time that can be enormously useful to the defense.

On D day, only 156,115 troops were put ashore on the Normandy beaches in spite of a massive effort. Because of transportation and supply problems, it took several months to build up Allied strength to the millions of troops necessary to ensure success.

In a marketing attack, transportation is usually not a problem. A company can deliver products to thousands of outlets in days.

The bottleneck is communication. Getting a marketing message across to million of customer can take months or years. There is often plenty of time for the defender to blunt the attacker’s sales message by under cutting it in one form or another.

But to take advantage of time, the defender has to remain alert to potential threats from any direction.

Franchise History

The history of franchising could be traced back to the beer industry where

many brewers allowed certain pubs to obtain leaseholds and sell their beer.

Indeed this practice is very common today, especially in the United Kingdom

where companies such as Punch Taverns offer an opportunity to would be

franchise owners who pay a lease on the property and work closely with the

owners at a local and national level.

In the early 1950's franchising suddenly started to increase in popularity and the principles have remained the same throughout the years as the parent company have executive decision over most marketing and trademark issues but the franchise owner enjoys the luxury of being able to piggy back on the success of national chains such as Pizza Hut or Blockbuster.

Modern franchise history is also linked to small work from home business

such as Avon, Ann Summers and other party plan based franchises that allow

many business minded people the opportunity to start up a low risk franchise

and learn tips and techniques that may help when moving onto bigger

franchise opportunities.

Many years ago starting a franchise could be a lonely experience but with

the birth of the internet you now have access to franchise success stories,

franchise case studies and even franchise forums where franchise owners share

their success and also highlight franchise opportunities that don't deliver

on their promises. Recent history suggests that owning a franchise has even

become a good status symbol and many companies now actively recruit on the

basis of assessment centre tests and other criteria.

Webmasters feel free to reprint this article providing you leave the resource box below..

Kevin McNally

http://www.qwfranchise.com

Quality World Franchise

Article Tags: Franchise History

Four Ways To Make The Case For Outsourcing

"Businesses today are kicking into survival mode," says Bill Allison, managing director for the Pacific Southwest Management Solutions & Services Group at Deloitte & Touche. "With a sluggish e...

"Businesses today are kicking into survival mode," says Bill Allison, managing director for the Pacific Southwest Management Solutions & Services Group at Deloitte & Touche. "With a sluggish economy and increased competition, shrewd executives turn to outsourcing as the most cost-effective strategy to meet the bottom line and seek a higher return on investment."

Outsourcing, especially in the information technology (IT) arena, is a mechanism that allows businesses to compete effectively and sustain market dominance in the future. According to Allison, it is something most midsize companies should think about if they want to be poised for success. Here are four arguments he suggests you can make in favor of IT outsourcing.

1. Time efficiency

Technology allows businesses to create effective solutions when faced with a challenge. Generally the more demanding and complex the business, the more important the technology infrastructure becomes. Still, there are companies that continue to run their business on an IT infrastructure that has not been upgraded in years. These companies are jeopardizing their pecking order in a competitive marketplace. Ultimately, these companies spend too much time on IT problems stemming from a dated system, and too little time focusing on the customer.

Outsourcing eliminates the challenge of fixing IT problems (e.g. the system is inefficient, the space capacity is limited), as well as the time spent on recruiting and retaining skilled IT work force. Dedicating less time to IT issues allows a business to deliver a higher rate of customer satisfaction and more time to focus on new opportunities.

2. Cost-effectiveness

Outsourcing can be based on leveraging an external service provider's economies of scale and expertise. Many companies share a platform for outsourcing, meaning they reap cost benefits by sharing the provider's data center services and IT infrastructure already in existence for its other clients. This enables the business to accomplish new projects that were once considered too expensive.

3. Rapid time to market

A company that launches a new startup division will typically require highly automated processes. Outsourcing places those responsibilities on to a team of outsourcing experts who can quickly and successfully link the company's system to its vendors and customers. An outsourcing provider can get you up and running with a single, seamless solution to support multiple users in different geographic locations.

4. Best practices

The ability to create and sustain shareholder value is what businesses want. Outsourcing helps achieve that, but you need to be careful about what you outsource and whom to outsource it to. Outsource correctly, and you can position your company to outshine your competitors and make your investors happy.

However, outsourcing decisions that are not carefully strategized will prepare you for declining market share and decreasing margins. Businesses considering outsourcing should develop an "internal characterization." If you were your own customer, what would you like to see improved, emphasized or removed altogether? An honest answer usually requires a fresh, outside perspective that is handled by an unbiased party qualified to take a holistic view of your business.

Internal characterizations performed with in-house personnel might capture the issues, but peering into the mirror can be more effective with a neutral set of eyes. A mistake to be avoided is basing your outsourcing decisions on what you think you are good at, instead of what you should be good at.

As for deciding whom to outsource to, ask yourself, "What is the basis of competition in the outsourcing vendor's industry?" Is your vendor appropriately integrated to deliver against the dimensions of performance that matter most to you? If so, you have made the right choice. If not, look elsewhere.

Four Tips for Finding Top Niche Markets

Finding the right market to sell your product or service to is important when it comes to online marketing. This is where the importance of choosing the correct niche market to build your business around is important. Discover four tips to help you in this process.

If you want to make it in the Internet business world, you need to know how to find top niche markets. You will need to learn about niche markets and what they are, and how to find customers who are passionate and about a product or service. Research also is important. Promoting a product or service to a niche market is not about you falling in love with it first and then trying to sell it to people. It is about you providing the product or service people are seeking. Making money on the Internet can be done if you pick a profitable niche, create a site around that niche, get traffic to the site, and then make money from that traffic.

Before you sell on the Internet, you should first assess your own interests and strengths. What are you passionate about? What do you do well? Giving careful thought to questions like this can guide you to the type of business to start. However, the problem that most would-be Internet entrepreneurs have is in choosing the right market. What do you sell? Who do you market to? Well, this is where niche markets come in.

What are Niche Markets?

Niche markets are groups with similar interests, hobbies, and needs. They are a hot and hungry market and so passionate about their interests that they are willing to spend money related to it. This is one of the many bonuses to working with niche markets. One has a potential customer base that is ready to buy.

Typically, there are 4 things to look for when choosing a niche: demand, competition (you want some but not an overwhelming amount), money possibilities, and content possibilities.

Four Tips to Choosing A Niche Marktet

1. Make sure there is a demand. When it comes to demand, you must make sure there is a market to sell to. Doing keyword searches with tools such as Good Keywords, Overture, and Wordtracker, can help you assess the market demand for your product or service idea. In addition, you will do much better at picking a specific topic or area and honing in on that as opposed to trying to deal with a broad range of subjects. When you have a more narrowed topic, you will be able to provide your customers with specific information based on their interestes that will keep them interested and coming back. In other words, you become the expert.

2. Competition: It is important to research the competition. Too much competition can indicate market saturation and too little a lack of interest. It's important to find a balance between the two. It is important to see what is out there so that you can make your product or service better than your competitors.

You can also use local libraries and bookstores to find more information about your niche. This research is very important so that you can stay on top of the market and provide accurate and up to date information to your customers. This is another way to stay ahead of the competition.

3. Look for money potential. Sometimes, a product or service might sound ideal and a profit puller, but in reality is the opposite. So, make sure you do careful research to protect yourself against setting up something that will fail to begin with.

4. Make sure that you can quickly and easily build meaningful content on your site for your niche. This will motivate people to keep visiting your site, which can equal to more sale conversions.

Other strategies necessary to starting a niche based business would be would be to create a profitable webpage; attract targeted traffic to the webpage; write a good sales letter; build a database of customers and subscribers; sell more niche products to them; run an affiliate program; automate your niche business.

Are You Willing to do What it Takes?There are several things that you will need if you are planning on being successful. First, KNOW that you will be successful. You need an attitude that says, "I know I can" not "I think I can". You also need to know how to find your potential customers. You might have a great product or service but are you able to target the right people and let them know about it?It is your job while marketing to find those customers and appeal to them, reel them in, catch their attention. You can?t just expect them to accidentally stumble into your lap. It will take work to be sure you are targeting the right group of people but once you have done that and you have a great product, the sales will begin to flow in.

There are also many different products and software programs available to help you find and target your specific niche. You might want to take advantage of these to really get the most from your marketing plan. If you take the proper steps, you can be earning a ton of money from the internet!

Article Tags: Four Tips, Niche Markets, Make Sure

Four Pillars of Creating Wealth

Some people in this world are thinking that their poor financial condition today is their destiny. They keep telling themselves that they’ll never get rich in this lifetime. Are you one of those people? If you are, it’s a good thing that you find this article, because I want to personally give you four pillars of creating wealth that are being done by many rich people in this world.

These rich people just know how to get out of their financial problem and start to create wealth. They are just like the rest of us, they don’t have a special talent, and they are not good looking people or movie star either.

So, you start to wonder how they can become wealthy, rich and even financially free.

Here are the secret they know that most of us have heard about. The problem is laid on all of us. We usually just let the information passing us, and we don’t do anything about those information. Now, it’s the time for me to remind all of us, and start to do something about it.

The first pillars that we might want to do is own a business. Here is the tricky part, owning a business give you a financial freedom, but it also can give you a new headache. What I meant is that every one of us needs to run the business that has a system. This system has to be created in such a way that make the business can run without the constant intervene from us. I will suggest you to read an excellence book about it called “E-Myth revisited” by Michael E. Gerber.

If you want to start with a business that already has proven system, you might want to consider a franchise. A good franchise usually will provide you with a proven working system to their franchisee. So, the franchisee can start their business smoothly and quickly.

The next one on the list will be real estates. A lot of American nowadays is enjoying a big raise on real estates value in the past couple years. Some of them have multiply their asset by double in these couple years alone. The tricky question is how they know that their property value will be going up. Well, the answer is they don’t know either. It’s just a pure luck, that’s what I think. This won’t make anybody to achieve financial freedom.

What can make everyone to achieve financial freedom in real estate is by buying a real estate with somebody else money. Yes, with somebody else money. Here is the story I got from a janitor in San Francisco. He works as a janitor but he owns 2 houses in San Francisco. You might ask how he can do that. The answer is he bought his house on a mortgage with a very low interest income. He splits the house into two rooms that he rented out for two families that has to pay him rental fee each month. With that money he can finance his mortgage with somebody else’s money. Smart, isn’t he?

Ok, the third one is through investment. A lot of American lost his money in stock investment in 2000. When all those dotcoms companies felt down, so did American. So, the question is whether it’s save to put your money to investment. The answer is yes. We all have to learn from mistake, not running from the mistake. We all know that a lot of people are blindly put their money in those dotcoms companies. So, next time you need to invest you better learn the company first.

There are a lot of tips that are available from the experts about how to choose the right investment. They all offer you with different solutions, so it’s depend on our judgments which one you think is the most trustworthy.

Ok, you might want to scream by now, all of those above investment need a lot of money to invest in. You will start to tell me that your saving is very low; you have debts to pay, etc. I know that most of us don’t have that kind of money in our saving. So, is it impossible for us to create our wealth? The answer again is No.

Here comes the fourth pillar. Thanks to technology that now we have the internet. With the internet we can create a low cost business with unlimited income. Yes, you have heard about it, but have you start to do that? With internet business, a lot of people have earned tons of money from it with very small cost. Comparing to those three pillars I mentioned above, this pillar is definitely has the highest return.

You have to try to find a perfect internet home business for you. You should do the researches before you decide to join and work for the company. You can find literally thousands of company that offer you with this kind of opportunities.

Now, I have mentioned all four pillars to create wealth. I have left you with no excuse from creating your own wealth, unless you don’t want to achieve your own financial freedom. So, I’ll leave all the options to you. You are the decision maker, and you are the only one can decide your future from today

Forums... What They Are And WHY They're Essential For Anyone 'Considering' Starting An Online Business.

This article describes the importance of Forums before starting a online business and how to use them to find and create new idea's for products or services.

Well... first off, let's define exactly what a Forum is so that you'll be able to relate to what I'm about to explain within this article.

The simple definition of a Forum is... it's a online community with a open discussion that allows you to 'Post' questions or queries related to a specific topic.

You can find Forums online related to any topic under the sun, so it doesn't matter what the question is that you might have because there's a Forum out there with hundreds, if not, thousands of members ready and willing to give you helpful Tips and Advice to the questions you have making your life and decision making that much easier.

I can't stress this enough, especially if you're New to Internet and the Internet marketing scene.

Now, for the last segment of this article on want to focus on WHY forums are essential for Anyone who is considering starting an online business.

Well, the main reason is this... Forums are a great way to research your market you are considering developing a Product or Service for.

Why, you ask?

Simply because this is where people go to post there questions about a certain problem they're dealing with and the 'Rule Of Thumb' is... when creating a Product or Service (no matter what kind of product or service it is) make sure it solves a -- Problem.

This is the KEY ingredient to the success of your Product or Service.

Seriously, take a look at all the Posts from the members and note which ones share the most common threads.

If you see alot of common treads, that means there's potential for a Product or Service to be developed.

By doing this simple task it will save you Time and more importantly... MONEY, because who would spend the Time and Money researching and developing a Product or Service if there was NO demand for it. Right?

You see how this works.

It Pays to do a little research.

And Research is the KEY ingredient for a successful Product or Service and Forums are simply a great place to get started, especially for anyone considering starting an online business.

Now, with that said, what you need to do now is figure out what you would ENJOY doing as a online business and draft up a business plan from there.

This is a VERY important step.

Then, go to your favorite search engine and search out a few forums within the area of business your interests lie and become a member.

Take notice to the main topics and write them down on a notepad so you can look over them later to see if there's any potential.(Remember, the most common threads)

It's that simple.

I truly hope this article helped you and opened up your mind up to the endless possibilities that await you online, no matter what business your considering.

We all need Answers and Forums are simply the BEST place to get them answered.

Article Tags: Anyone Considering Starting, Anyone Considering, Considering Starting, Online Business

Formglas Goes With ETO ERP Encompix

Formglas recently joined the fraternity of Engineer-to-Order/ project-based manufacturing companies by going with ETO ERP Encompix

Formglas, Inc. (www.formglas.com) recently joined the fraternity of Engineer-to-Order/project-based manufacturing companies. Formglas placed an initial order for 20 seats of Encompix with implementation and support services. Formglas, located in Toronto has 4 operating divisions. The primary division (commercial construction) provides custom gypsum-based products to the construction industry. The gypsum products are used in place of heavier, more expensive, more flammable materials like wood. Formglas specializes in providing ornamental ceiling and wall fixtures to the Casino and cruise ship industries. Their other divisions are architectural, fireplace and CNC Pattern.

A typical project for them begins with a quotation to provide a certain amount of a product that has been designed by an architect to a customer building a large facility. Formglas provides a quotation in number of pieces and feet using several custom dimensions. They make a pattern (mold) to use in the production of the final product. Formglas is like many of mold makers in their system requirements. Once the patterns are complete the company makes a recipe of gypsum or glass and then manually presses the gypsum into the pattern. The gypsum dries, is finished, (painted, sanded, etc) and then stored for shipment to the job site. The shipments and production schedule are timed in accordance with the project site build schedule.

The company was using a custom developed job tracking system and AccPac accounting. The company tried to implement Made2Manage ERP three years ago, but failed when they realized how project-oriented they were, rarely making the same item twice.

Atul Swarup, the VP of Finance, was the driving force behind the system, leading the charge to allow for a new culture to develop in the company. The competitors for this account were Lilly (Infor), Epicor (Vantage), Navision, and Made2Manage. Atul spoke to five Encompix reference accounts including a visit to Weber Manufacturing in Midland, Ontario.

Encompix (www.encompix.com) has filled the manufacturing software requirements of Engineer-to-Order companies since 1992. The company name reflects the commitment to developing business application solutions that encompass the complex areas of project-based and job-based manufacturing. Encompix provides ETO manufacturers with a competitive advantage by improving bottom line results.

www.encompix.com

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513-733-0066

For Entrepreneurs A Simple IRA May Be Best

Q: I own a small decorating business and I’ll be the first to admit that I don’t know anything about taxes or retirement plans. I’d like to set up a 401(k) or an IRA or some other kind of retirement plan for me and my three employees. What are the various retirement plan options available for a small business owner and in your opinion, which would work best for me?

-- Wanda S.

A: Wanda, I appreciate your confidence in my humble opinion, but asking me for financial advice is like asking Donald Trump for a recommendation on hair care products. I can tell you what works best for me and my business, but you’ll need to do your homework and seek professional advice to figure out what would work best for you. As a side note, I hear that Donald Trump is coming out with his own line of hair care product soon to be called “Big Head.” The formula is 1% mousse, 1% liquid nails, and 98% hot air. It should be a big seller among the high brow, comb-over crowd.

Here’s my best advice on retirement plans: find yourself a financial advisor (or financial planner) who is has experience working with small businesses and have him or her explain the options available and make a recommendation as to the type of plan best suited for you and your business. When I say “financial advisor” I’m not talking about your know-it-all brother-in-law or your accountant. I’m talking about a broker or financial planner (or other licensed professional) who has a proven track record of making his clients money and is an expert on IRAs, 401(k)s, mutual funds, etc.

The best way to find a good financial advisor is to ask for referrals from your most successful friends and associates. Find the richest, stingiest man in town and ask who his advisor is. Meet with several advisors, explain your situation, and ask for their recommendations. You should also make sure the advisor is a good fit for your personality and your business. If all goes well you will be doing business with this person for many years to come, so make sure the relationship feels comfortable to you and that you are confident in the advisor’s ability to manage your money.

Let me give you a quick overview of a few of the retirement plans available to small businesses so you at least have an idea of what’s out there before you start your search for a good financial advisor.

As a small business you basically have three types of retirement plans that you can take advantage of: the Self-Employed 401(k); the Simplified Employee Pension Plan or SEP IRA, and the Savings Incentive Match Plan for Employees or SIMPLE IRA. Each allows you to make pre-tax contributions to the plan, which lets you save for retirement and lessen your taxable income by the amount of the contribution. Your investments also grow tax-deferred until withdrawal.

A Self-Employed 401(k) is an option for self-employed individuals or business owners with no employees other than a spouse. The business can be a sole proprietorship, a partnership, or a corporation, including S corps. You can make salary deferrals to this type of plan of up to $14,000 for 2005.

Next is the Simplified Employee Pension Plan or SEP IRA. A SEP is an option if you earn a self-employed income from a full or part time business, even if you are covered by a retirement plan at your fulltime job. A SEP allows you to contribute up to 25% of earned income, up to $41,000 for 2004 and $42,000 for 2005.

My preferred type of retirement plan is the Savings Incentive Match Plan for Employees or SIMPLE IRA. The SIMPLE IRA was created to make it easier for small businesses with 100 or fewer employees to offer a tax-advantaged, company sponsored retirement plan.

With a SIMPLE IRA you and your eligible employees may contribute up to 3% of earned income (with a maximum contribution of $10,000) on a pre-tax basis to individual SIMPLE IRAs. You must deduct Social Security and Medicaid from your gross income, but you can then make your SIMPLE IRA contribution before other taxes are levied, effectively lowering your taxable income.

As the employer you must make “matching” or “non-elective” contributions into your employees’ SIMPLE IRA accounts. Matching contributions means that the business matches the elective deferral contributions made by employees. For example, if the employee opts to contribute 3% of his salary to the plan, the employer must match the 3% contribution.

At first you might cringe at matching your employees’ contributions, but as the business owner and an employee yourself this can be great news. As an employee of your own business you can contribute up to $10,000 to your SIMPLE IRA and the business can then match your contribution dollar-for-dollar, which means that you can put up to $20,000 in tax free dollars into the plan per year. The cost of the contributions is also deductible as a business expense.

The non-elective contribution option requires that the company contribute 2% of every employee’s earned income to the plan on the employee’s behalf regardless of whether or not the employee contributes to the plan himself. For 2005 the maximum contribution you would be required to make is $4,200.

Like a traditional IRA, you can withdraw money from a SIMPLE IRA at any time; however distributions within the first two years of participation are subject to higher early withdrawal penalties than traditional IRAs or Roth IRAs. Withdrawals within the first two years are subject to a 25% early withdrawal penalty. Withdrawals taken after the first two years are subject to a 10% early withdrawal penalty.

As the employer, the advantages of a SIMPLE IRA include: company contributions to the plan are tax deductible as a business expense; plan documents are simple and easy to administer; administration costs are low; and there is no government reporting required by the employer.

The advantages of a SIMPLE IRA for your employees include: contributions are immediately 100% vested; contributions and earnings are tax-deferred until withdrawal; employees can contribute 100% of earned income up to $10,000 for 2005; and employees can direct their own investments within the IRA.

This is a complex topic and I’ve just tipped the iceberg here, but hopefully this will give you enough information to get the investment ball rolling.

Here’s to your success!

Five Ways to Speed Up Business Cash Flow

At one point or another, almost every business runs short of cash. Whether due to normal fluctuations in demand or an unexpected decline in sales, cash shortfalls are the bane of every company, and are responsible for sleepless nights for many business owners.

Yet, there are a number of simple ways that you can reduce your dependence on your company’s line of credit and increase the cash that you need. Here are five no-cost methods to try:

Increase Receivables Collection Efforts: This is the easiest and fastest way to generate cash but, surprisingly, most companies do a terrible job of it. Start by calling all customers whose invoices are between 25 and 30 days old to ensure that they have your bill and to find out when it is scheduled for payment. These are the easiest collection calls to make and they often result in faster payment. And, it allows you to quickly rectify problems that may delay your check.

Get Payment In Advance: Another often overlooked technique is to simply ask customers for advance payment, or for a partial payment for goods and services. This approach is especially valid with large purchases, or on work where you’ll incur significant expenses before being able to deliver the final product. Most customers will agree to such a request without asking any questions.

Invoice More Frequently: Many companies send out invoices once a month, typically at the end of the month. That gives buyers who purchased early in the month up to 30 additional days to play with your money. The frequency with which you prepare bills will depend on your business, but most companies can justify preparing invoices at least weekly.

Shorten Your Payment Terms: Most accounts payable departments schedule your payment based on the terms printed on your invoice. If you provide 30-day terms, don’t expect to get paid before then. However, many customers won’t even notice if you change your payment terms to 15 days, or request payment upon receipt of your invoice. You’ll still have to nudge the same “slow pays,” but your good accounts will probably process your invoice more quickly.

Accept Credit Cards For Payment: This isn’t really a no-cost method, since you’ll have to pay a service fee to the bank that clears the transaction. But, you’ll get paid within days and eliminate much of the clerical support required to follow up on payment. Those savings alone often more than offset the service charges. And, your customers might even thank you for the frequent flier miles they pick up by using their credit card.

There is, of course, one other important way to quickly generate cash for your business, and that is to increase your attention to sales. In all but a handful of cases, increased sales will make cash flow problems disappear.

Five Ways To Find Outsourcing Clients

Researchers at Gartner Group predict that 80 percent of U.S. companies will have engaged in high-level outsourcing discussions by 2004, with the greatest interest in applications and business process ...

Researchers at Gartner Group predict that 80 percent of U.S. companies will have engaged in high-level outsourcing discussions by 2004, with the greatest interest in applications and business process outsourcing. Also of increasing interest and demand is the use of offshore delivery centers in an outsourcing strategy.

Often used interchangeably with "offshoring," the term "outsourcing" has much broader-reaching implications. Whereas offshoring typically refers to hiring supplemental manpower (usually from countries like India) on a per-head-count hourly rate, the practice of outsourcing exceeds this staff augmentation mentality. Today's sophisticated outsourcing paradigm embraces a global delivery model, risk management/governance contingencies, and long-term service level agreements (SLAs) that span both technology and business process services.

Just as the market definition and scope for outsourcing services has evolved over the past decade, so too has the purchasing audience. Historically, IT executives have been the primary buyers of outsourcing services, largely due to the technology intensive nature of early outsourcing arrangements. While the CIO's role is still integral to the decision-making process, financial and business-line executives and CEOs are now driving the need for more business process-focused outsourcing solutions and therefore have emerged as a new buyer.

Mid-sized professional services firms like Kanbay International Inc. (www.kanbay.com) that specialize in a particular market niche (e.g. financial services) are in a strong position to reach today's newer, middle-tier market with global application management and business process outsourcing solutions. Kanbay engages a number of innovative strategies to differentiate itself and educate this vertical market on the value of outsourcing.

"The rise of the outsourced economy is creating a new set of management challenges -- and opportunities. While the industry's top players have created the demand for global outsourced solutions, more mid-tier companies are getting into the game. This has opened up a viable market for managed solutions providers to serve this customer segment," said Shiraz Patel, president of Kanbay Managed Solutions Inc.

How to find clients

Patel leads the Kanbay subsidiary that provides financial services clients with global delivery options and a mature governance model for application management outsourcing (AMO) and business process outsourcing (BPO). He offers the following advice to IT services/software and professional service firms looking to enter the outsourcing market. Kanbay has successfully employed a number of these venues in its own marketing approach:

Seek objective analyst opinions. Meet at least quarterly with industry analysts such as Gartner, Aberdeen and IDC, who cover outsourcing industry and managed solutions companies. Schedule in-person visits to brief these groups on your firm's history, client experience and vision. Likewise, analysts can help validate your marketing approach, serving as third-party, unbiased advisers that in turn educate potential customers, partners and investors. Many analysts host conferences and publish newsletters and special reports on outsourcing topics in which you can participate.

Participate in industry/educational forums. Outsourcing conferences enable companies like Kanbay to showcase their clients' success stories and achievements. This interactive, peer-to-peer format allows business prospects in a similar industry to address common challenges, learn by example, and to meet the outsourcing partners behind customer achievements.

Host seminars and Webinars. In a market saturated with hundreds of seminar offerings, companies like Kanbay have the most success with brief (two hours or less), highly targeted programs that demonstrate solutions geared to business challenges within a specific industry. Webinars are also attractive to sponsors and clients alike because they are cost-effective, require no travel and contain similar content to live seminars.

Leverage the media. The media is a powerful and influential source for educating potential customers on outsourcing trends and solutions. Consider contributing to publications that feature customer case studies, quote industry experts and publish opinion articles authored by outsourcing company experts.

Evaluate your partnership strategy. Many smaller and mid-sized firms are attracted to the deep expertise and capabilities of the large outsourcing companies, yet often find their services cost-prohibitive. When targeting this market segment, companies like Kanbay offer a blended model for the financial services industry, engaging with clients and managing risk-similar to larger outsourcers with whom Kanbay partners -- but at competitive rates.

Article Tags: Business Process Outsourcing, Business Process, Process Outsourcing, Financial Services, Managed Solutions

Habits Sizzling Salespeople Have in Common

Patricia Drain, author of Sell the Sizzle, had the opportunity tointerview 177 top sales producers, both male and female, from allbackgrounds. She discovered several main points in common.

“Each of these individuals knew exactly what I meant when Italked about selling the sizzle. After interviewing them, Idiscovered that each individual followed certain daily habitsthat took them to the level of Top Producer in their profession,”says Patricia.

7 Habits That Top Sales Producers Have in Common Are:

Habit #1: Develop a PLAN. Sizzling salespeople plan their days,weeks and months.

They set goals in place and work their plan to exceed thosegoals.

Habit #2: They Create a Clear FOCUS. Sizzling salespeople ALWAYSstay focused on their specialty and their plan. They stay focusedby prioritizing each day.

Habit #3: They Ask QUESTIONS. Sizzling salespeople understandand utilize the art of asking the right questions. They list theRIGHT questions to ask when sizzle selling.

Habit #4: They SHARPEN Their Skills. Sizzling salespeopleunderstand the importance of sharpening their saws. They investin the resources needed to assure ongoing training.

Habit #5: They Understand the Power of NUMBERS. They understandthat to increase their sales, they must increase their prospects,customer base and sales volume.

Habit #6: They Know How to Stay in CONTROL. Sizzlingsalespeople stay in control of themselves to stay on track. Theyuse this control to keep a personal balance in their lives.

Habit #7: They Have a Strong BELIEF SYSTEM. Sizzlingsalespeople believe they are worthy of the highest earnings,commissions or salary, and that their time is extremely valuable.

Gum Removal in Hotels

The truth about chewing gum pollution. Uncover cost effective methods that will help your conquer the chewing gum pollution plague and fast. Whether you have chewing gum in your home or are a commercial cleaning contractor looking for a cost effective solution to an age old cleaning problem

Gum GumGum removal in hotels is one of the more important tasks set for hotel cleaning crews. This is because the presence of chewing gum pollution in hotels greatly detracts from the comfortable atmosphere of cleanliness and welcome that most hotels strive for. And, because chewing gum is so prevalent in our society, the fact of the matter is that gum removal in hotels will remain something that is very important.

Areas that need active gum removal in hotels

Nearly every area of most hotels will require some sort of gum removal, as chewing gum soiling is common in all areas where people go. Indeed, gum is chewed quite often in order to freshen breath and even just to give the chewer something to do. Chewing gum removal in hotels is a very necessary part of a hotel cleaning job simply because people will always be bringing the gum into the hotels. Some hotels even have chewing gum machines that dispense the gum in their own hotels, thus continuing to perpetuate the problem.

Of course many of the hotel rooms need gum removal. Not only can gum get under the tables in the rooms, but it can also get in the carpets. This means that carpet cleaning of some sort is needed to get rid of the carpet stains caused by chewing gum. Other places where gum can get is in the bathroom, where it definitely needs to be cleaned up, and also even in the bed. This can be especially annoying if the gum gets into the sheets. Rather than simply washing out in the laundry, gum actually gets onto the other items in the load and can contaminate them, making a bigger mess and possibly ruining other sheets. Gum removal in hotels also involves looking very carefully to ensure that it is found and properly removed.

Another place that warrants gum removal in hotels is the lobby. Most lobbies are beautifully decorated, and the presence of gum can mar this decoration and cause people to feel disgust. If a patron has an encounter with gum, she or he may not return. This means that the hotel could lose money, all because of the presence of chewing gum.

In order to cost effectively remove chewing gum pollution, especially gum removal in hotels, a gum remover is needed that can get rid of the gum without causing a great deal of effort. One of these gum removal systems, one that costs a fraction and is as effective as commercial cleaning machines, is a product called Gum-Out. Gum-Out, which has been on the market for 20 years, is a major contribution to cleaning technology. The Gum-Out release agent is applied by a special plastic injector, which breaks the bond between the gum wad and the surface in to which it is stuck. A simple trip to www.chewing-gum-removal.com can help you find an easy way to keep a hotel gum-free. Each bottle of Gum-Out if used as directed will remove up to 125 lumps of chewing gum.

Guide to Selecting an Office Chair

Selecting a good office chair is an important decision. If you intend to spend a lot of time in your office chair, it’s probably the equivalent of purchasing a mattress for your bed. Think about how much time you’ll spend in the chair each day. It could be as much as 8-12 hours. If that’s the case, you definitely want to make an informed decision. Listed below are some general guidelines to assist you in the process of selecting an office chair.

Test it first. The best way to select is good office chair is to test it firsthand. If possible, the person who will be using the chair should take it for a test drive

Check the fit.

Make sure the chair height can be adjusted to ensure your feet rest on the floor.

Is the seat cushion comfortable? Does it feel stable and balanced in a variety of positions?

Are your knees below your hips? When seated with your feet resting on the floor, you want to ensure your knees are below your hips. This is especially critical on heavy use chairs to ensure you maintain proper circulation below the knee. As a general rule, the angle formed by your torso and thighs should be between 90 and 105 degrees.

Is the chair rounded at the front? A rounded front also helps to maintain proper circulation in your legs.

How’s the back? Make sure the back rest feels comfortable. Lumbar support systems vary, so make sure the fit is good.

Select a chair designed to support your usage requirements. Some office chairs are designed for short-term, infrequent use while others are designed for daily, heavy duty use. Today’s chairs also come with a variety of mechanisms to control the comfort level of each user – height control, tension adjustment, lumbar support, tilt angle control, and several other chair controls. Listed below are some general categories for types of office chairs based on the amount of use. Refer to Types of Chairs to get a general feel for the type of use that will be required of your chair.

Make sure the office chair provides proper back support. Your back should be comfortably supported to maintain an erect posture. Make sure the chair can adjust to different posture positions.

Review the tilt. A good office chair should accommodate a number of different tilt options to accommodate different seating positions throughout the day. Also, check to make sure the tilting tension can be adjusted. Tilting back in an office chair should be easy, but there should be some tension. You’ll need to adjust this based on your height, weight, and needs.

Check out the armrests. If the chair will be used at a desk or computer workstation, then make sure the armrests are designed so that the chair can be pulled up close to the workstation. Adjustable armrests are also a nice option. Some chairs come with armrests that extend 10 inches or less from the back of the seat. These armrests allow you to work close to the workstation while also providing a place to rest your arms.

Make sure the chair wheel casters are appropriate for the flooring they will be used on. Hard wheel casters are appropriate for carpet and some solid surface materials. However, if your chair will be used on hardwood floors or other flooring material that can be damaged, then you should strongly consider soft wheel casters.

Choose the right fabric. The fabric should be one that allows a firm seat with no sliding. It should also be a breathable fabric that allows easy cleanup of spills.

Great Ideas and Radical or Disruptive Innovation

We’re all looking for great ideas right? There are a few Creativity and Innovation principles that are relevant before we discuss practical application:

Creativity can be defined as problem identification and idea generation whilst innovation can be defined as idea selection, development and commercialisation.

There are other useful definitions in this field, for example, creativity can be defined as consisting of a number of ideas, a number of diverse ideas and a number of novel ideas.

There are distinct processes that enhance problem identification and idea generation and, similarly, distinct processes that enhance idea selection, development and commercialisation. Whilst there is no sure fire route to commercial success, these processes improve the probability that good ideas will be generated and selected and that investment in developing and commercialising those ideas will not be wasted.

Great Ideas and Radical or Disruptive Innovation

We’re all looking for great ideas right?

There are a few Creativity and Innovation principles that are relevant before we discuss practical application:

a) Franklin (2003) states that successful innovations tend to be moderately new to the market, based on tried and tested technology, save money, meet customers' needs and support existing practices. By contrast, the products that fail tend to be based on cutting-edge or untested technology, follow a “me-too” approach, or are created with no clearly defined solution in mind.

b) There is a perception that radical innovations break from the past and are resultant from disruptive leaps. While some radical innovations follow this pattern, the vast majority of radical innovations result from cumulative incremental changes. That is, continuous tinkering, toying, experimentation and improvement results in greater “originality” vastly more often than “waiting for the big idea.” The Internet is a good example: though often perceived as a radical leap, it is actually the result of many years of incremental improvements traceable back to the solid-state transistor and beyond.

c) Ideas can be measured in many ways, but one of the most useful measures is to benchmark for feasibility along the S-curve. That is, what are the practical impediments? For example, a time machine is less likely to reach commercialisation as a whole host of technological impediments stand in the way, whereas an idea for a new flavour for soda does not have that degree of obstacle.

Taking the above into account, we will discuss some ideas that have had significant commercial success by applying (inadvertently) the above principles:

a) EasyJet or South West airlines. The no frills airline model has found success – and can be defined as a radical shift – by simply operating at vastly lower prices – prices that previously would have been considered to be “outside the box.” This business model obeys Franklins rule, is an incremental change and has low impediments.

b) GlassedDirect.co.uk – a recent success story that follows the above principles to provide, would you believe it, cut price specs. This is similar, by the way, to Dell, as the business model has been successful combining the Internet and Mail Order.

c) IPod – follows Franklins rule, is an incremental change and didn’t have too many practical impediments.

So what is the lesson? To generate ideas that have a chance of commercial success, think outside the box but stick to the three rules above.

These and other topics are covered in depth in the MBA dissertation on Managing Creativity & Innovation, which can be purchased (along with a Creativity and Innovation DIY Audit, Good Idea Generator Software and Power Point Presentation) from http://www.managing-creativity.com.

You can also receive a regular, free newsletter by entering your email address at this site.

Kal Bishop, MBA

You are free to reproduce this article as long as no changes are made and the author's name and site URL are retained.

Gripes, grumbling and Complaining about your Place of Work

Does that go on at your place of work? Of course it does. It's very rare that it doesn't, especially where there is a lot of employees. A lot of gripes I hear about is the management and the pay. Those are the most favored of most employees it seems. Mine too as a matter of fact. Especially the pay.

I've worked for several employers in the past thirty four years counting my military service and it always seems that there is a top out limit on pay. Once I reached it, there was no more growth financially. Not even to compensate for the rising cost of living. So I enroll in classes and use a lot of my off time to get a better education to make myself a more valuable employee and still no raises or promotions. Most recently I've had to take a class just to ensure I keep the pay I already have because of pay reduction threats. A lot of my coworkers have already gotten a large drop in pay. What makes it so bad is, the corporation as a whole are making Hugh profits and the factory I work in is generating a large amount of those profits.

Well, they have a big reason to complain and they all do. But what good does it do? It does no good at all, because they are mostly complaining among themselves and not to the upper management. They fear that they will lose their jobs if they do try a little constructive complaining. Singlely there jobs will be threatened, but collectively they might do some good.

But then that will probably be considered a union by the corporation if they, or I should say we, united for the purpose of protecting our present pay.

So what else could a group of employees do? Nothing, that I can think of.

For one thing it will be like pulling teeth to get all the employees to stand against the corporation. Some of the employees just simply walked out at the first threat. Some have quit after their pay was cut. Most all of them fear that the corporation will close the doors to our place of work and move the whole thing somewhere else. As for myself I'll rather that they would close up and move before dropping my pay. Most like me have resumed their education to protect their pay. But even though we have done that we are still at the mercy of our managers and could possibly still be facing a pay cut. It's already been stated by management and management usually follows through with what they say.

I like my job, the people I work with, and the bosses aren't bad to work for either. So I'll continue working there in spite of the threats as long as they'll have me. I'll pray and hope that God will see me through it all and help me to at least maintain my level of pay if not an increase in pay.

So, what am I doing now beside taking classes to secure my level of pay?

I'm glad you asked. I've started in an Internet Affiliate Program with Strong Future International. SFI for short. They have all the tools, resources, training and websites that I use for free and guess what! They don't even charge people to sign up. Since I've stumbled onto SFI's business plan I've looked at dozens of other business opportunities that makes a lot of promises, but at the bottom of their long ads they finally tell you that you have to pay cash up front to sign up. They're trying to sell you an opportunity to make money and opportunities should not be sold. SFI not only have free sign ups, they also give you free websites to promote your products, and your affiliate program to build your downline with. They make their money by helping you build your own business. Not by selling you an opportunity. They offer free training that you can do at your convenience to help you build a strong future for yourself.

Let me ask you. Do you have to educate yourself to protect your pay? Attend classes in your off time? Having to spend more time away from home and family just to keep the pay level you have?

If you are having to do any of these than maybe its time that you start looking for others ways to insure your future. Because it just might be that your future with your company is starting to become weak or short.

Most employers now-a-days can't or even won't try to promise a secure future with them anymore. Soon more and more breadwinners will start looking at other ways to increase their income and secure their future. Many will become successful enough to quit their jobs and retire early because they decided to act on what they see going on around them. They decided to take matters into their own hands and out of the hands of their employers. Taking control of their own destiny.

I'm not being radical at all about pay-cuts and secure employment. If its not happening where you work right now, it possibly will soon. All you got to do is turn on the news or pick up a newspaper and see how the trend is going. Job losses because of downsizing, Operations shutting down and moving out of the country in favor of lower wage earners and increased profits. I very seldom listen to or read the news, but almost anytime I do I hear about pay-cuts and job losses.

No, I'm not being radical, just matter-of-fact. Corporate America is for "Corporate America and stockholders", not Americans. Even if your company is owned by a foreign corporation.

SFI can and will promise you a Secure and even a Strong Future if you're willing to put in a few extra hours of work each week. I'm not counting on my employer any longer for a dim unforseeable future. My future is brighter and yours can be too. Just sign up and find out for your self by clicking on Strong Future International . Count on yourself for your future, not your Boss. Now, is your opportunity to brighten your future and its free.

http://www.ezinfocenter.com/8817305.064/mra

Article Tags: Strong Future

Good News About Getting Published

So you want to get a book published and add "author" to your resume. A decade ago, there weren't too many options for professionals and consultants to get into print. If a traditional publisher wasn't interested in your tome, your only other option was to spend tens of thousands of dollars with a subsidy press or custom printer. And then, without ready distribution, good luck trying to sell the books.

But all that has changed. Thanks to new technologies, today it is not only possible to produce a professional-looking copy of your book for under $1,000, you can also market the book through reputable sales channels.

Alternative publishers are able to print both paperback and hardcover books as they're needed due to the bold new digital publishing technology known as "print-on-demand." Simply put, print-on-demand turns the traditional economics of the $27.5 billion publishing industry upside down. Going digital allows books to be produced in small quantities -- even one at a time -- almost instantaneously. No longer does publishing require behemoth offset presses, hangar-size warehouses and fleets of trucks.

There are challenges, of course. Because print-on-demand books are not typically stocked on bookstore shelves, authors need to do a good job of marketing through publicity, direct mail and the Internet. But if you are a nonfiction author willing to be a self-promoter and whose book targets an identifiable market, then alternative publishing may be right for you.

With print-on-demand, your book is stored digitally until a customer orders it. At that point, a printing and binding machine creates a slick, high-quality paperback or hardcover book, all ready for shipping.

Print-on-demand has enormous implications for writers, readers, publishers and retailers. Because titles are produced "on demand," there are never wasted copies ("remaindered" as they used to be dubbed in the old days). Paperbacks and hardcover books are priced competitively, with authors receiving royalties of 30 percent or more. Compare those with traditional publishing industry standards of 5 percent to 15 percent, and the appeal becomes a bit clearer still.

One of the leading publishers of print-on-demand books for professionals and consultants is 1stBooks. Established in 1997, 1stBooks is the world's leading provider of publishing and marketing services for authors of all genres, with over 18,000 titles in its catalog, and over 500-plus new books added each month. All of its authors are considered self-published and retain all rights to their books.

"Alternative publishing levels the playing field and democratizes the publishing process," said Robert McCormack, president of 1stBooks, in a recent interview with Writer's Digest. "Authors who might have not fit or did not want to use the traditional publishing model can see their works in print."

Print-on-demand is not, however, for every would-be author, says McCormack. There is no economy of scale, and the unit cost of printing one copy is exactly the same as printing 10,000. So, if there is a guaranteed market for at least 500 to 1,000 of your books, the economics of a traditional print run from a custom printer are better than print-on-demand in many cases.

As a result of the depth and breadth of the 1stBooks growing catalog, the company made an arrangement with the Ingram Book Group to distribute paperback and hardcover editions of its titles at thousands of bookstores worldwide. The deal uses the latest Print-on-Demand technology offered by Ingram's subsidiary, Lightning Source. Because these books are generated one at a time, they neatly sidestep the high costs traditionally associated with bringing new books to the marketplace.

Self-publishing doesn't mean you're going it alone, either. 1stBooks authors have access to a comprehensive range of publishing and promotional services, including a full-time promotions staff, personal project coordinators and nationwide distribution through over 25,000 bookstores and book retailers, via the Internet at Amazon.com, Barnes&Noble.com, Borders.com and the 1stBooks Web site.

The current 1stBooks basic publishing package entails a $399 fee to create an e-book from scratch. Of that total, $300 is a deposit and is subsequently refunded through 100 percent commission on the author's first sales until the amount is completely paid. An extra $199 is required for paperback publication, with royalty rates paid at the author's choice of 50 percent, 30 percent, 20 percent or 10 percent.

Similar packages are available through other alternative publishers like iUniverse, xLibris and Infintiy Publishing.

Alternative publishers have made a conscious decision to offer their services to everyone, rather than give control to an elite clique of editors and agents, as is often true in traditional publishing. While incoming manuscripts are checked for formatting before a new title goes online, alternative publishers do not edit for style and content. These companies do not make value judgments about the literary merit of books. The author decides what the public reads, and the public decides if it makes good reading or not. It is a purely market-driven approach, and allows almost anyone to make a new book available to millions of readers, at a small fraction of the cost of traditional publishing methods.

Article Tags: Alternative Publishers, Traditional Publishing

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